Foreclosure and Tax Deed Surplus Funds Recovery Assistance

Our Mission

At Our Company, our mission is to provide exceptional and comprehensive surplus fund recovery services.
We strive to be a trusted partner for our clients, offering clarity and support throughout the surplus fund recovery journey. Our goal is to maximize the recovery of unclaimed funds while minimizing the burden on our clients, providing them with peace of mind and financial relief.
With a focus on excellence, reliability, and ethical practices, Our Company is dedicated to being a leader in surplus fund recovery, making a positive impact on the lives of individuals and the financial well-being of businesses and organizations.

Contact Us:

(305) 799-8610

surplusrecovery@paperheartsllc.net

Understanding a foreclosure & tax deed sale surplus fund

A foreclosure or tax deed surplus fund, also known as an excess funds or overage, arises when a property is sold at a tax deed or foreclosure auction for an amount that exceeds the amount owed by the property owner to the county or mortgage company. After the auction, the overage amount is held by the county or local government, waiting to be claimed by the former property owner or any other interested party with a legal claim to the surplus funds.
The surplus funds recovery process involves researching, identifying, and filing the necessary paperwork to claim the funds on behalf of the entitled party, which can be a complex and time-consuming task. Many claimants are unaware of their entitlement to these funds, leading to substantial amounts remaining unclaimed.
Understanding the intricacies of tax deeds, foreclosure laws, and property procedures is essential in navigating the surplus fund recovery process effectively. As a result, it is advisable for individuals or entities seeking to claim tax deed surplus funds to engage the services of experienced professionals who specialize in surplus fund recovery to ensure the best chance of successfully obtaining the funds owed to them.

Why Choose Us?

When it comes to claiming surplus funds, many individuals may wonder whether they should take on the process themselves or enlist the help of a professional company. There are several compelling reasons why choosing a company to claim a surplus fund on a client's behalf is advantageous:

Expertise and Experience

  • Navigating Complex Processes: Claiming surplus funds involves navigating complex legal and administrative processes. A reputable company specializing in surplus fund recovery will have the expertise and experience to handle these intricacies efficiently.

Time Savings

  • Focus on Core Responsibilities: For individuals such as real estate professionals or heirs who may be entitled to surplus funds, engaging a recovery company allows them to focus on their core responsibilities while the experts handle the claim process.

Maximized Recovery

  • Thorough Investigation: A dedicated surplus fund recovery company will conduct a comprehensive investigation to ensure that all eligible funds are identified and claimed, maximizing the potential recovery for the client.

Mitigation of Risks

  • Avoiding Pitfalls: Claiming surplus funds independently can be rife with potential legal and procedural pitfalls. By partnering with a knowledgeable company, clients can mitigate the risks of overlooking critical details that could jeopardize their claim.

Legal Compliance

  • Adherence to Regulations: Professional surplus fund recovery companies are well-versed in the specific laws and regulations governing surplus funds, ensuring all claims are made in full compliance with legal requirements.

Streamlined Process

  • Efficient Handling: Engaging a company to manage the surplus fund recovery process streamlines the entire endeavor, eliminating the stress and time-consuming nature of handling the claim independently.


At PaperHearts LLC, we operate on a contingency basis, ensuring that our clients do not have to worry about any upfront expenses. Our commitment to working on contingency means that we only get compensated when we successfully recover surplus funds for our clients. This approach underscores our confidence in our abilities to deliver results and reinforces our focus on maximizing the financial returns for those we serve. With our contingency-focused model, our clients can trust that we are dedicated to achieving positive outcomes while minimizing any financial risk on their part.

Get in Touch

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